Women Home Loans – Web Eclair http://webeclair.com/ Sun, 20 Jun 2021 16:10:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://webeclair.com/wp-content/uploads/2021/05/web-eclair-icon-150x150.png Women Home Loans – Web Eclair http://webeclair.com/ 32 32 The digital divide risks leaving millions of rural families in poverty https://webeclair.com/the-digital-divide-risks-leaving-millions-of-rural-families-in-poverty/ https://webeclair.com/the-digital-divide-risks-leaving-millions-of-rural-families-in-poverty/#respond Sun, 20 Jun 2021 07:17:41 +0000 https://webeclair.com/the-digital-divide-risks-leaving-millions-of-rural-families-in-poverty/

Despite a massive increase in the number of migrants sending money home via digital transfers due to the COVID-19 pandemic, millions of their rural family members are struggling to access mobile banking services that could potentially affect them. help to get out of poverty. The President of the United Nations International Fund for Agricultural Development (IFAD) calls for urgent investments in digital infrastructure and mobile services in developing countries to ensure that rural families are not left behind.

“Migrants have shown their continued commitment to their families and communities during the pandemic with more remittances made digitally than ever before,” said Gilbert F Houngbo, President of IFAD, speaking on the International Family Remittances Day. “Unfortunately, families in rural and remote areas – where remittances are a lifeline – are struggling to access outlets or even more convenient alternatives such as mobile money accounts. Governments and the private sector urgently need to invest in rural digital infrastructure to solve this problem. “

Mobile remittances increased by 65% last year, reaching $ 12.7 billion. This change was prompted by a shift in cash due to blockages that limited informal channels and social distancing rules for senders and recipients. Despite the global economic recession caused by the pandemic, migrants continued to send money home to their families, with remittances in 2020 reaching 540 billion dollars – a decrease of only 1.6% compared to the previous year

However, in many countries, people living in remote rural areas have limited local access to banking services or limited mobile connectivity. In addition, there is a limited availability of agents offering mobile money services such as cash payments. Often, mobile money service providers are only located in urban centers. This means that millions of the rural poor have to travel long distances to cities, often at a significant cost, to receive the money sent digitally by members of their migrant families.

Digital transfers are cheaper than traditional cash transfers, and mobile banking services also provide an opportunity for migrants and their families in their home countries to access useful and affordable financial products to better manage their finances, including savings, loans and insurance.

Around the world, 200 million migrants regularly send money to their 800 million relatives. It plays a crucial role in their life and livelihood. Almost half of these families live in rural areas of developing countries, where poverty and hunger are highest. Families use the remittances sent by migrant workers to cover basic household needs such as food, shelter, school and medical costs, as well as to start small businesses. These resources can often transform both families and local communities.

“While the pandemic has accelerated the adoption of digital transfers and mobile money accounts, it has also highlighted pervasive gender inequality,” said Pedro de Vasconcelos, head of IFAD’s financial mechanism for remittances. “Research shows that women are 33% less likely than men to have a mobile money account. We need to focus on closing the gap by removing the barriers that prevent women from accessing and using mobile financial services.

Since March 2020, IFAD has been leading a Community Remittance Task Force composed of 41 international organizations, intergovernmental bodies, industry and private sector groups and networks of diaspora organizations to respond to the impact of the COVID-19 pandemic on the billion people directly involved in the shipments of funds.

Among its many recommendations to the public and private sectors, the working group has developed concrete measures to stimulate the digitalization of the remittance market with the aim of boosting the recovery and resilience of migrant families around the world. In line with these measures, IFAD is currently funding private sector mobile solutions that will benefit more than one million people in West Africa alone.


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New Legal Challenge Rekindles ‘Huge War’ Against Hunters Point’s Toxic Legacy https://webeclair.com/new-legal-challenge-rekindles-huge-war-against-hunters-points-toxic-legacy/ https://webeclair.com/new-legal-challenge-rekindles-huge-war-against-hunters-points-toxic-legacy/#respond Fri, 18 Jun 2021 17:58:52 +0000 https://webeclair.com/new-legal-challenge-rekindles-huge-war-against-hunters-points-toxic-legacy/

Marie Harrison has warned for years that the Hunters Point shipyard where she once worked on the southeastern edge of San Francisco was a slow-motion public health disaster.

Parts of the former Navy shipyard were contaminated during the Cold War by fallout from ships brought there after atomic bomb tests. It’s a toxic legacy that has left residents like Harrison, the mother of Bayview-Hunters Point’s environmental justice movement, to wonder if it could be related to nosebleeds, breathing problems, and neighbors’ tumors.

The Navy and public health officials have long denied any connection, and Harrison’s challenges came to an abrupt end two years ago, when she died of lung disease. Then, last year, his neighborhood became San Francisco’s COVID-19 epicenter.

Today, Harrison’s daughter Arieann sees the community at a new crossroads with construction underway of 12,000 new homes planned for the shipyard and nearby Candlestick Park. It stoked familiar worries about toxic lands, accelerating gentrification and glaring health inequalities – and in so doing, rekindled Harrison’s sense of activism.

“There is simultaneously a huge war with housing and environmental issues,” said Arieann Harrison. “They collide.”




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Median value reaches $ 1 million in more than 200 suburbs, excluding millennials from housing https://webeclair.com/median-value-reaches-1-million-in-more-than-200-suburbs-excluding-millennials-from-housing/ https://webeclair.com/median-value-reaches-1-million-in-more-than-200-suburbs-excluding-millennials-from-housing/#respond Fri, 18 Jun 2021 02:42:56 +0000 https://webeclair.com/median-value-reaches-1-million-in-more-than-200-suburbs-excluding-millennials-from-housing/

Median house prices in more than 200 Australian suburbs have passed the $ 1 million mark as house prices rise sharply.

CoreLogic’s inaugural Million Dollar Markets report released today revealed 218 suburbs where median house or unit values ​​hit the million dollar mark in May.

In the past 12 months, 198 of these were real estate markets and 20 were unit markets.

Sydney has carved out the lion’s share, with median house and unit values ​​exceeding the median $ 1 million in 54 suburbs. The city now has 340 homes and 79 unit markets with a current median value of $ 1 million or more, 25.4% more than a year ago.

Melbourne is in second position, where 184 homes and 8 unit markets have a current median value of $ 1 million, up 34.3% from the same time last year.

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Source: CoreLogic

The regional real estate market is equally hot: the regional NSW saw a 267% increase in the number of suburbs with a median value of $ 1 million compared to the same period last year, while the Victoria region saw an increase of 34.3%.

CoreLogic’s head of research, Eliza Owen, said the sharp rise in house prices was more disappointing news for first-time buyers.

“For first-time buyers, who tend to be more price sensitive, the higher house prices and the volume of the suburbs becoming million dollar markets are likely building on the challenges already faced by these potential buyers. when it comes to homeownership and affordability, ”said Ms. Owen.

“The latest ABS financial data reinforced this, showing that April marked the third consecutive month of declining secured finance for the purchase of real estate by first-time homebuyers.”

First-time homebuyers outside the market look to investing

With house prices rising faster than most people’s ability to save, more and more young people are turning to other means of increasing their wealth.

Sydneysider Daniel Child and his wife (pictured right) have saved up a deposit over the past six years and were able to build up a deposit of $ 120,000 during that time, but were frustrated by the poor return on their money with record interest rate. low.

Daniel Child and family # 2.jpeg

“Over the past 18 months, these savings have given us very little return. So we have explored ways to make our money work harder for us,” Daniel told Savings.com.au.

“The equity market provided this opportunity, especially at the onset of the pandemic when the markets fell. It seemed like a good time to invest and that’s exactly what we did.”

Two years ago Daniel invested $ 10,000 in the stock market and his money has already doubled to $ 20,000 through the Goodments by Dough platform.

If he had left his money in the bank with a 2% interest rate, his money would only have increased by $ 200 during that time.

The couple, who have an 18-month-old son and a daughter due in September, hope to buy soon, but are not confident about their chances of getting anything in Sydney.

“Looking at Sydney, it is clear that it will be very difficult if the current market persists or increases further,” Daniel said.

“The intention to achieve favorable returns from stocks was to increase our funds for a deposit, but we recognize that there is still a significant gap between what we are likely to have in the short term and the amount required. for an average two to three bedroom house. .

“We love living in Sydney and will be here for at least the next 18 months, but beyond that we plan to move away from the city.”

He said that with housing prices soaring, young people wishing to enter the market should consider other ways to increase their deposit.

“The traditional expectation of saving enough for a house through decent work no longer applies to many, so we need to be creative with ways to achieve our financial goals,” Daniel said.

“Look for other ways to grow your wealth, whether it’s through stocks, digital currency, side activities, or whatever.

“This means not only diversifying, but being realistic about your goals (like shopping in the heart of Sydney rather than 50 km outside) and understanding what works best for your situation.

“While stocks can perform well, there is an inherent risk in trading that people should be aware of before they ‘go all-in’.”

Young investors turn their backs on the real estate market

According to the latest ASX According to an Australian investor study, almost a quarter of investors have only started investing in the past two years, like Daniel.

Many are 25 or younger, and women now make up almost half of all new investors.

Dough Founder and CEO Andy Taylor said Millennials and Gen Z are gravitating to the stock market in record numbers to grow their economies and build wealth.

Andy Taylor CEO of Dough .jpeg

Pictured: Andy Taylor. Image provided.

“Young people realize that buying property is no longer an option, so they turn to stocks to make their money work harder and secure their plan for the future,” he said.

“Cryptocurrencies have also aroused the interest of the younger generation who want to invest with a long-term strategy.

“This is driving demand for wealth building platforms like Goodments to simplify buying and selling of stocks, making it easier to participate, use and low cost. “

Grade 12 student Aaron Marcellino (pictured right) is already trying to build wealth on the stock market under his father’s leadership and aims to use stocks to help him buy property in his early 20s.

Aaron.jpg

“I thought it would be a good time to start investing for the future, especially when stocks were cheap due to the coronavirus,” he told Savings.com.au.

“One of the main reasons I decided to get into stocks was that they were easily accessible with the funds I had, which the real estate market is not right now.”

He admits he’s not optimistic about his generation’s ability to enter the real estate market.

“I think it will be very difficult, almost impossible for my generation to buy a house in their twenties,” he said.

“[My generation] may have to wait until their mid-thirties to own a home for themselves. It would be ideal for me to own a home in Sydney, but it’s something that may have to wait a bit. “

Recent data from CoreLogic, which compared national housing values ​​and average incomes, found that working poor could only afford 17.6% of the available housing stock in Australia – or just 3% in Sydney and 4% in Melbourne.

Figures from the Australian Bureau of Statistic (ABS) released on Tuesday revealed that residential property prices rose 5.4% in the March quarter – the strongest quarterly growth since the December 2009 quarter.

The total value of residential dwellings also exceeded $ 8 trillion for the first time, with NSW accounting for 40%, or $ 3.3 trillion, of total housing values ​​in Australia.

Related: Experts Call for Royal Commission and RBA to Address Soaring House Prices


Pictured: Daniel Child and partner. Image provided.


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Powering Women Entrepreneurs – The Bay State Banner https://webeclair.com/powering-women-entrepreneurs-the-bay-state-banner/ https://webeclair.com/powering-women-entrepreneurs-the-bay-state-banner/#respond Thu, 17 Jun 2021 10:00:51 +0000 https://webeclair.com/powering-women-entrepreneurs-the-bay-state-banner/

There is a famous Haitian proverb “Bondye fe san di”. This translates to, God acts and does not speak.

When you meet Nathalie Lecorps and hear the story of how she founded the first food truck in Boston serving Haitian food, you realize that she embodies that saying day in and day out.

The launch of the food truck is a labor of years of love in the making. Growing up as a kid of restaurateurs in Miami, Lecorps realized at a young age that she wanted to follow in her family’s footsteps – feeding people delicious foods that fill their souls and stomachs.

Lecorps started a restaurant business and purchased a non-functioning food truck in Miami, where she began her relationship with Chase for Business. After several personal and professional challenges, the mother of two boys realized that she wanted more for herself, her family and her business.

The food entrepreneur moved to Massachusetts to continue her business with encouragement from her cousin, Karyn Glemaud, who Lecorps said is “a beast for getting things done with precision.” Although cousins, Lecorps and Glemaud only met at college where they were randomly matched as roommates. It wasn’t long before the two realized they shared more than a dorm. Later, the couple would add another layer to their close relationship – business partners. Bondye fe san di.

For a few years, Lecorps ran programs in Woburn-based community organizations aimed at teaching people about Haitian Creole cuisine and culture. However, the memory of his family’s restaurant forced Lecorps to devote himself to his food truck business and launch Gourmet Kreyol, a tribute to his family’s restaurant of the same name in Miami. After talking with friends and getting a track on a food truck for sale, she made the purchase just as the company was shutting down due to the COVID pandemic. Bondye fe san di.

Face new challenges

According to Lecorps and Glemaud, they are slowly starting to understand their process, the menu and how to operationalize and grow. Their food truck launch on April 3, 2021 marked an important day for the cousins ​​who managed to get this business off the ground thanks to the emotional and financial support of each other, their families and friends.

According to the US Department of Labor, women entrepreneurs make up one-third of business owners, and that number is growing steadily.

However, when it comes to financing their businesses, women fall far behind. Women get a much lower share of business loans and more than half of women entrepreneurs self-finance their start-ups. A reality that Lecorps and Glemaud know too well.

As the number of women entrepreneurs nationwide has grown, awareness of the funding gaps that many women face, especially women of color, has increased. Today, a growing number of scholarships and loans are aimed only at women. Here’s a look at some of the more popular options.

Small business loans

The Pros: Business loans generally have reasonable interest rates and are relatively easy to obtain, and fixed interest rate loans offer stable and predictable payments. Some of the more popular small business loans are those guaranteed by the US Small Business Administration (SBA). There are several types of SBA loans, including general or 7 (a) loans, CDC / 504 loans, which are mainly used for durable goods or construction, and smaller microloans. You can find out more about each type of loan at sba.gov. Discuss the requirements with your lender.

Cons: Depending on the type of loan you get, your lender may require you to keep your business debt ratio at a certain level, or you may not be able to get additional financing. Credit scores are also important because they can affect the interest rate on your business loan.

Subsidies

The advantages: Grants do not need to be repaid. They have become increasingly easier to find, and many are offered specifically for women. If you’re looking for a grant, start with the federally sponsored grants database, Grants.gov. You can also find grants to support women-owned businesses on the Small Business Nonprofit Score.org website.

Cons: Free money looks good on just about everyone, and it creates a lot of competition! The grant application process can take a long time and the approval process can be lengthy.

Community development financial institutions

Community Development Financial Institutions (CDFIs), which, according to the Opportunity Finance Network, are private financial institutions that provide fair and transparent financing and financial education to people and communities underserved by traditional financial institutions are another track to explore.

Groups like Ascendus provide access to capital and financial education for entrepreneurs, usually people of color and women, to create more opportunities to grow their businesses and strengthen their communities. A list of Massachusetts-based CDFIs is available at ofn.org.

Self-financing

Unless you have a lot of savings, you will likely need to take out a loan or line of credit against your personal assets, such as the equity in your home, or accumulate personal debt in the form of a personal loan. or a credit card.

While many business owners need some sort of seed capital, it may also be possible to grow your business organically, by reinvest the profits in the business.

The advantages: You retain full control of your business and do not have to respond to outside investors.

The downsides: A successful start requires steady growth, and not having a large amount of cash on hand can limit how quickly you can reach your goals. If your business doesn’t turn out as quickly as you hoped, you could end up with significant interest on your personal debt.

The road ahead

Gourmet Kreyol is growing every week and the founders are now looking for investments to take their business to the next level. There is no doubt that they will achieve all of their goals and more. After all, bondye fe san di.

Gourmet Kreyol serves customers Thursdays from 11 a.m. to 3 p.m. at 137 Green Street in Jamaica Plain and Fridays from 11 a.m. to 3 p.m. at 775 Harrison Avenue at Boston Medical Center. Visit www.gourmetkreyol.com or follow them on Instagram @GourmetKreyol for updates and news.


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New American Funding Ranked 13th on OC’s Best Private Companies List https://webeclair.com/new-american-funding-ranked-13th-on-ocs-best-private-companies-list/ https://webeclair.com/new-american-funding-ranked-13th-on-ocs-best-private-companies-list/#respond Wed, 16 Jun 2021 12:05:00 +0000 https://webeclair.com/new-american-funding-ranked-13th-on-ocs-best-private-companies-list/

Since 2003, the husband and wife team of the CEO Rick arvielo and president Patty arvielo have made the company a leading mortgage lender that also dominates nationally by offering homeowners and future homeowners a variety of competitive financing options to help make home ownership more accessible to many.

Recently, the company was recognized for its 9e consecutive year The Scotsman Guide’s List of the Best Mortgage Lenders, the industry’s top ranking, including # 7 in retail volume, # 13 in overall volume, and # 10 in non-qualifying mortgage (non-QM) volume, which offers a unique option for self-employed, without traditional income, or have assets and no income.

Despite the pandemic, the company has thrived with one of the most diverse workforce in America, which currently includes 60% women, 45% minorities and 38% millennials. The company carefully cultivates career opportunities with personalized mentoring programs providing a clear path for potential advancement and possible leadership.

“It is a great honor to be recognized as one of the fastest growing private companies in the Orange County“said the CEO Rick arvielo. “We continue to have tremendous success thanks to our dedicated employees, our diverse culture and our commitment to providing an elite lending experience. “

To learn more about New American Funding career opportunities, visit their careers page.

About new US funding

New American funding is an independent mortgage lender with a service portfolio of more than 197,000 loans for approximately $ 51.4 billion, 181 locations nationwide and approximately 4,800 employees. The company offers several niche lending products and has been on Inc’s list of America’s Fastest Growing Companies six times. 5000. It offers state of the art professional training and provides its branch Loan officers with innovative technologies to streamline the mortgage process.

SOURCE New US funding

Related links

www.newamericanfunding.com


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Revenge Travel Is Trendy, But Destination Price Determines Where 87% of Consumers Go | Business https://webeclair.com/revenge-travel-is-trendy-but-destination-price-determines-where-87-of-consumers-go-business/ https://webeclair.com/revenge-travel-is-trendy-but-destination-price-determines-where-87-of-consumers-go-business/#respond Tue, 15 Jun 2021 10:02:15 +0000 https://webeclair.com/revenge-travel-is-trendy-but-destination-price-determines-where-87-of-consumers-go-business/

RIVERWOODS, Illinois – (BUSINESS WIRE) – June 15, 2021–

After a year stuck at home, the majority of U.S. consumers, 70%, say they want to start traveling again, and more than 50% plan a vacation or two in the next six months, according to Discover’s annual travel survey. .

This press release features multimedia. See the full version here: https://www.businesswire.com/news/home/20210615005269/en/

70% of consumers have a pent-up desire to start traveling again. (Graphic: Discover)

After a stressful and socially distant year, 66% of consumers plan trips lasting one to six days and say their top reasons for wanting to take a vacation are:

  • to relax, 37%
  • visiting family and friends, 18%
  • and change of scenery, 10%

Among those looking to spend time with their family, baby boomers lead the charge, 28%, compared to 18% of Gen Xers, 12% of Millennials and 9% of Gen Z. The survey found that Generation Z seeks adventure when traveling, 21%, compared to 12% of millennials, 10% of generation X and 7% of baby boomers.

In an April poll, 42% of consumers said they already felt comfortable traveling, and 12% said they would feel comfortable traveling when vaccines were widely available for everyone in the United States.

“It is clear that consumers have a strong desire to travel again as we head into the summer months and the economic recovery continues,” said Jacob Ayoub, vice president of consumer information and tourism. competition at Discover. “We know that travel trends and consumer needs will continue to evolve, but it’s important to note that right now, US consumers are considering the costs, flexibility, and spread of COVID-19 as they move forward. their travels. “

Health and safety at the heart of travelers’ concerns

Eighty percent of consumers say it’s important to find travel accommodation with strict COVID-19 hygiene protocols – and it looks like this trend is not going to go away.

Over the next six months, 74% of consumers said they would continue to prioritize cleanliness ratings when deciding where to stay. Consumers also said they were more likely to splurge on expensive accommodation and travel options if that means they have strict COVID-19 hygiene protocols, 50%, and consumers also say that ‘They are more likely to invest in priority travel passes to avoid crowds, 49%.

When it comes to wearing masks, nearly two in three consumers say they will continue to wear them while traveling, even after they are no longer needed. Of those who wear masks, 39% say they will continue to wear them in public spaces, such as a hotel or resort, and 36% say they will wear masks when in a transportation hub , such as an airport or a bus station.

Consumers favor economical modes of travel that allow more control

When deciding where to go on vacation, consumers say the cost of their destination, 87%, and flexibility of cancellation policies, 86%, are the most important factors, outclassing the spread of COVID-19 variants, 80%, and the number of positive cases. Case of COVID-19, 80%, in a destination area.

Sixty-two percent of consumers say they are reluctant to use modes of transportation where they need to be close to others. More than half of American consumers plan to drive to their next destination, with just 39% saying they will fly. Most consumers say they plan to take a road trip in the next six months, 29%, followed by a beach vacation, 21%.

For six in ten respondents, these trips may be closer to home, as consumers say they are more likely to travel locally than to take long trips across the country.

Credit cards are the preferred method of payment

Fifty-five percent of consumers cite credit cards as their preferred method of payment while on vacation – a 16 percentage point increase from Discover’s 2019 travel survey.

In addition, given the impact of the pandemic on travel and the need to avoid touching as many surfaces as possible, 56% of consumers say they will use contactless payments more frequently when traveling.

With the accumulation of credit card points and rewards over the past year, about a third of consumers say they plan to redeem their rewards for vacation-related expenses.

“The flexibility of the Discover it® Miles card gives our cardholders the ability to travel without being tied to specific brands or booking portals and depending on their comfort level, whether it’s flying to their next destination or to drive to a nearby getaway, ”Ayoub said. “With rewards that can be redeemed as a credit on a statement for travel purchases, used to pay an invoice, or deposited directly to a bank account, cardholders can redeem their Miles however they want. “1

About the survey

All figures, unless otherwise noted, are from a Dynata (formerly Research Now / SSI) survey conducted on behalf of Discover Financial Services. The survey was conducted online; April 23-28, 2021 with a total sample of 2,000 US adults (aged 18 and over). The margin of sampling error was ± 2 percentage points with a 90-95% confidence level. The following generational breaks were used when examining the data: Gen Z (18-22), Gen Y (23-38), Gen X (39-54), and Baby Boomers (55-73).

About Discover

Discover Financial Services (NYSE: DFS) is a digital banking and payments company with one of the most recognized brands in US financial services. Since its inception in 1986, the company has grown into one of the largest card issuers in the United States. The company issues the Discover Card, a pioneer in cash rewards in the United States, and offers private student loans, personal loans, home loans, checking and savings accounts, and certificates of deposit through its banking operations. It operates the Discover Global Network comprised of Discover Network, with millions of merchant and cash access points; PULSE, one of the country’s main ATM / debit networks; and Diners Club International, a global payment network accepted worldwide. For more information visit www.discover.com/enterprise.

——————————————————————————————————————————————————— ————————————————————————

1 From 1 Mile, you can redeem your Miles in the form of a credit on your account to pay all or part of your bill, for money in the form of an electronic deposit in your bank account or for a credit for purchases of trips made on your statement within the last 180 days. Travel purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants, and gas stations.

View source version on businesswire.com:https://www.businesswire.com/news/home/20210615005269/en/

CONTACT: Jennifer Delgado

Discover

jenniferdelgado@discover.com

224-405-1484

@ Discover — News

KEYWORD: UNITED STATES NORTH AMERICA ILLINOIS

INDUSTRY KEYWORD: MEN BANK PROFESSIONAL SERVICES FAMILY HOLIDAYS CONSUMPTION HOUSING DESTINATIONS TRAVEL WOMEN SENIORS FINANCE

SOURCE: Discover financial services

Copyright Business Wire 2021.

PUB: 06/15/2021 6:00 a.m. / DISC: 06/15/2021 6:02 a.m.

http://www.businesswire.com/news/home/20210615005269/en


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Report urges strong moratoriums on evictions and strong rent support https://webeclair.com/report-urges-strong-moratoriums-on-evictions-and-strong-rent-support/ https://webeclair.com/report-urges-strong-moratoriums-on-evictions-and-strong-rent-support/#respond Mon, 14 Jun 2021 22:20:52 +0000 https://webeclair.com/report-urges-strong-moratoriums-on-evictions-and-strong-rent-support/

During the pandemic, a new study found that individuals within classes protected under the Fair Housing Act including communities of color, female-headed households and families with children, are affected at higher rates than others.

St. Louis Metropolitan Council for Equal Housing and Opportunity reported that although the moratoriums prevented many people from paying the rent on their homes, some landlords continued to pass judgments and ask for evictions.

Marissa Cohen, Education Coordinator for the Council, noted that when an eviction request is put on a person’s file, it can negatively affect their future housing opportunities.

“We already have these people in a protected class that has historically been disadvantaged when it comes to accessing quality housing,” Cohen explained. “And now, on top of that, we have eviction records that act like a red stain on someone’s record that won’t go away,” Cohen said.

In the Saint-Louis region, more than 5,000 evictions have been filed since March 2020. The report showed that the same communities that were most faced, were also the hardest hit by the 2008 financial crisis, and historically faced with redlining, the practice that has kept Black, Brown, and Native residents from obtaining home loans and home insurance in certain neighborhoods.

The federal government, city, and county all have moratoria in place during the pandemic, but legal challenges and changing expiration dates have left many unsure of status.

Council attorney TJ Pearson warned that an increase in evictions could be made once federal and local moratoria expire, explaining that they must be extended and tightened, and that more funds must be allocated to aid to the rent.

“Rent assistance and eviction moratoria go hand in hand,” Pearson said. “They have to work in tandem or you can have people evicted while they are in the process of getting rent assistance,” Pearson said.

The report recommended that policymakers protect tenants who faced evictions during the pandemic by keeping them out of their records, and also called on tenants to get more legal services and improved case reporting systems. who can help collect and analyze data on eviction trends.


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Caregivers exhausted from their exhaustion in the pandemic https://webeclair.com/caregivers-exhausted-from-their-exhaustion-in-the-pandemic/ https://webeclair.com/caregivers-exhausted-from-their-exhaustion-in-the-pandemic/#respond Sun, 13 Jun 2021 11:42:25 +0000 https://webeclair.com/caregivers-exhausted-from-their-exhaustion-in-the-pandemic/

One fall morning in 2020, Myka Harris hit a breaking point.

As a small business owner and single mother of a 5-year-old, she had spent the first six months of the pandemic devoting all of her time to childcare and work needs. From staying on top of her son’s schooling doing everything to support her business – a wellness center called Highbrow Hippie in Venice, Calif. – she found herself exhausted and empty.

“I remember one morning I burst into tears, I was lying on the floor and I cried,” said Harris, “because I felt so overwhelmed and so lonely.”

Like Harris, many Americans have taken on additional care responsibilities while balancing their jobs during the pandemic, adding stress in an unprecedented situation. A new Insider survey of around 1,000 Americans found that this extra attention made some of them, especially women, feel stressed and exhausted.

Women were more likely than men to report feeling at least somewhat exhausted during the pandemic: 68% of women versus 55% of men. The same goes for parents who have had to adjust to virtual school, care for a sick parent or take on additional childcare duties.

These additional responsibilities in times of crisis have affected the mental health of American workers and have led some to quit their jobs.

An analysis of data from the Bureau of Labor Statistics at the National Women’s Law Center found that 863,000 women aged 20 and over left the workforce in September, the second-largest drop during the pandemic after April 2020. By year-end, nearly 2.1 million fewer women were working than before the pandemic, according to the analysis.

Women gained 314,000 jobs in May. If the United States continues to add so many jobs for women per month, it would take around 13 months to reach pre-pandemic levels, the NWLC said.

the Census office found in August that working mothers were more likely to take on most child care and home schooling duties during school closures. In its Household Pulse Survey in mid-July, 32.1% of women aged 25 to 44 reported not working because of childcare needs, compared to 12.1% of men.

While caregiver burnout isn’t new, Paula Davis, founder of the Stress & Resilience Institute, told Insider there’s no doubt that remote working, extra care or home schooling has. contributed to a higher feeling of exhaustion among people “.

“You’re talking about someone who almost has to try and play two full-time roles at the same time, and it’s next to impossible to play both roles well,” Davis said. “So it’s going to be very, very exhausting for people.”

Insider spoke with Davis and five caregivers to learn more about how the added care responsibilities during the pandemic have contributed to feelings of burnout.


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NSDL has frozen the accounts of Albula Investment Fund, Cresta Fund and APMS Investment Fund, which together hold more than Rs 43,500 crore of shares in Adani Enterprises, Adani Green Energy, Adani Transmission and Adani Total Gas, according to reports.

Adani group shares drop 5-20% following reports NSDL freezes 3 REIT accounts


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