Women Home Loans – Web Eclair http://webeclair.com/ Fri, 14 Jan 2022 03:13:14 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://webeclair.com/wp-content/uploads/2021/05/web-eclair-icon-150x150.png Women Home Loans – Web Eclair http://webeclair.com/ 32 32 IMC acquires socially responsible marketplace Dough https://webeclair.com/imc-acquires-socially-responsible-marketplace-dough/ Fri, 14 Jan 2022 03:13:14 +0000 https://webeclair.com/imc-acquires-socially-responsible-marketplace-dough/

After launching the highly anticipated Juniper online marketplace last week, International Market Centers yesterday announced the acquisition of Dough, an e-commerce platform supporting women-owned businesses. The purchase marks the first major step in a series of initiatives by the company designed to grow its brand community, and a new expansion strategy with values-based commerce in mind. It’s a goal that the co-founder and CEO of Dough vanessa bruce will participate in facilitation as she steps into the newly created role of Vice President of Social Impact for IMC, where she will report to Erica Deanpresident of the organization’s B2B e-commerce marketplace, Juniper.

Bruce’s time with Dough could serve as an indicator of where IMC hopes to go. In 2018, she and co-founder Anna Palm Tree established the platform to circumvent the barriers that women face on the path to entrepreneurship, especially when it comes to building capital. At the time, they found that only 2.5% of venture capital funds went to women-owned businesses and that women generally faced faster repayment periods and higher interest rates. high on average small business loans. When the couple dug in, they found an opportunity to solve the problem: they founded Dough as a discovery platform to enable consumers to discover women-owned brands and to encourage retailers and wholesalers to source their shelves in the same way. (That decision was reinforced by a series of 2018 studies that found that 80% of women control consumer spending, while 90% would go out of their way to buy women-owned businesses.) After launching a weekly newsletter to spread the word about the team’s favorite companies, they received such an influx of new seller applications that the brand could be strategic in organizing its diverse range of brands. It quickly became part of Dough’s standards that more than half of the site’s vendors were women of color; Additionally, 70% of its products are made in the USA, 75% are not sold on Amazon, 60% are handmade, and 65% are eco-friendly.

Among the more than 1,000 women-owned businesses on the site, categories span home decor, health and wellness products, apparel, accessories, skincare, and food and beverage. Fan-favorite products include Modern Theory candles, Zuhaza home decor, and Becalia Botanicals skincare, which Bruce will focus on bringing into the B2B arena via JuniperMarket.com and physical presence. IMC in Atlanta, High Point, North Carolina and Las Vegas. .

A recent launch in itself, Juniper Marketplace debuted on January 6 with over 1,500 brands and 3 million SKUs of home, gift and lifestyle items available exclusively to retail agencies. An extension of the company’s JuniperCommerce suite of tools for sales automation, the e-commerce platform was created to reflect the omnichannel approach implemented in IMC’s physical marketplaces, a move that brings the organization of a sector which is rapidly becoming digital. The purchase of Dough marks the first of several strategic acquisitions to roll out over the coming year, all of which are designed to evolve IMC as a more social shopping resource.

Bruce’s focus after the Juniper acquisition, she says, will remain on championing women-owned, values-based businesses on the platform, primarily ensuring sellers have access to relationships with shoppers and that the platform continues to partner with emerging brands and builds the technology to support them. “At the end of the day, it’s really about having more impact,” says Bruce. “We were talking to IMC and the Juniper team about it, and [realized that with the acquisition] we can make a profit while impacting communities that typically don’t have access to the capital, connections, and relationships that other businesses have.

Home Page Image: IMC World Market Center in Las Vegas | Courtesy of IMC

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In Mumbai alone, over 2,000 home sales were recorded in the first 12 days of January https://webeclair.com/in-mumbai-alone-over-2000-home-sales-were-recorded-in-the-first-12-days-of-january/ Wed, 12 Jan 2022 17:27:24 +0000 https://webeclair.com/in-mumbai-alone-over-2000-home-sales-were-recorded-in-the-first-12-days-of-january/

Mumbai: Over 2,000 house registrations were registered in the first 12 days of January, according to data available from the Maharashtra Government Registration and Stamps Department, generating revenue of Rs 121.49 crore from the duty stamp.

Shravan Hardikar, Inspector General of Revenue (IGR), whose office is in Pune, attributes the driving factor to the growing demand for housing, especially among low, middle and high income groups. “With Covid there is a growing demand for safer homes and this is reflected in the increase in registration data,” he said.

Additionally, he said, with improved network availability in all of their registries, the problems faced by home buyers and developers in the home registration process have diminished.

“We have introduced e-registration to speed up the registration process, but this is not the driver for increasing registrations at the moment. We are improving this system. Also, this e-registration platform does not is currently not available to all builders/developers,” he explained.

From March 2020 to date, 3,000 registrations have been made through the online registration platform. Currently, only large developers, with more than 50 buildings in their project, can take advantage of the facility and currently 150 projects are registered online. Besides, MHADA, CIDCO, SRA and other housing agencies are also on this electronic registration system.

Across Maharashtra, over 44,000 houses have been registered and Rs 533.93 crore collected in stamp duty.

Currently, the Maharashtra government charges a stamp duty of 5%, with a 1% discount on this rate for women buyers.

In December 2021, the highest record of documents – 3,31,460 – was registered across the state, mopping up Rs 3,790.05 crore in revenue.

The real estate sector places high hopes on the part of the government in the next Union budget. According to Manju Yagnik, Vice President of Nahar Group and Senior Vice President of NAREDCO, “With a contribution of over 7% to India’s GDP, the real estate sector is one of the most important pillars of the economy. . During the pandemic, the residential sector has seen tremendous growth in terms of actual home buying as an asset class.

“The lowest mortgage rates, as well as the reduction of stamp duties have led to phenomenal momentum. Continued government support given the onset of the pandemic has ensured good sales volumes in the residential space and we expect continued support in the next budget as well as a full recovery of the sector. We expect this waiver on the GST front, both for properties under construction and for raw materials, viz. steel and cement prices strengthened. Apart from this, strengthening existing financing systems for affordable and rental housing to provide liquidity to real estate projects that need urgent support will benefit. The real estate sector could also experience more stability with a low-cost credit ecosystem, thanks to the categorization of loans to the priority sector of real estate loans,” she said.

(To receive our E-paper on WhatsApp daily, please click here. We allow the PDF of the paper to be shared on WhatsApp and other social media platforms.)

Posted: Wednesday January 12th 2022, 10:57 PM IST ]]> UPDATE-2 Linn Cty residents taken to hospital after home invasion https://webeclair.com/update-2-linn-cty-residents-taken-to-hospital-after-home-invasion/ Mon, 10 Jan 2022 22:00:59 +0000 https://webeclair.com/update-2-linn-cty-residents-taken-to-hospital-after-home-invasion/ [UPDATE JANUARY 10, 4 PM]

The Linn County Sheriff’s Office has identified the two injured in the Sunday night home invasion, and a description of the man who allegedly committed the crime has also been provided.

The two people who were injured on Sunday night are Sandra and Joseph Henderson, both 72, of Coggon. Joseph remains hospitalized for the moment.

Authorities are looking for a white man of average build, measuring approximately 6 feet to 6 feet three inches. He allegedly told the victims that he was a law enforcement officer. “He left the scene in a 4-door sedan. The make and model of the vehicle are not known, but it was light in color.

The Linn County Sheriff’s Office says, “appears to be an isolated incident, specifically aimed at victims and we have no reason to believe the public is otherwise at risk.”

Anyone who was on Maple Way between 6:15 p.m. and 6:30 p.m. Sunday evening are asked to contact the Linn County Sheriff’s Office at (319) 892-6250.

[ORIGINAL STORY January 10, 9 AM] Two people were injured in a home invasion in Linn County on Sunday night.

According to a press release from the Linn County Sheriff’s Office, someone knocked on the front door of a house in the 1800 block of Maple Way in Coggon just before 6:30 p.m. Sunday night. There were two people inside the house at the time.

1800 Block from Maple Way to Coggon, Google Maps

When the door was opened, a man showed a gun and forced his way inside. He then demanded money and also physically assaulted the two people inside. After the assault, the man fled.

The two residents of the house were taken to a local hospital for treatment for their injuries. Information on their conditions was not disclosed.

The Linn County Sheriff’s Office continues to investigate the home invasion. No description of the suspect has been released.

If someone you don’t know comes to your door, law enforcement offers these tips:

  • Check your lock (s)
  • Check the peephole or camera
  • Talk to the person through the door
  • If they say they need help, tell them you are calling the police for them. Then make that call.
  • If you are a woman at home alone, tell her that your husband or father is working on something at home and cannot come to the door.
  • If you have a dog, let him talk.
  • Have a two-way intercom speaker system
  • Have a security camera or CCTV
  • Have an alarm system
  • Involve your neighborhood in neighborhood watch

LOOK: What important laws were passed in the year you were born?

The data in this list was acquired from reliable online sources and media. Read on to find out which major law was passed in the year you were born, and learn its name, vote count (if any), impact, and meaning.

LOOK: What are the chances that these 50 Totally Random Events will happen to you?

Stacker took the guesswork out of 50 random events to determine the likelihood of them actually occurring. They drew their information from government statistics, scientific articles and other primary documents. Read on to find out why expectant parents shouldn’t rely on due dates – and why you should be more worried about dying on your birthday than living to 100.
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New year, new financial goals https://webeclair.com/new-year-new-financial-goals/ Fri, 07 Jan 2022 19:15:28 +0000 https://webeclair.com/new-year-new-financial-goals/

Now that we’re in a new year, it’s time to start thinking about how we can improve for the future and do things differently. One of the best ways to prepare for success in 2022 (and beyond) is to explore ways to put your finances in the best possible shape. In a new study on the spending habits of adults in Pennsylvania, NJ, DE and MD, residents are looking for a financial reset. Of those polled, 56% say they are likely or extremely likely to make financial resolutions in 2022.

Budgeting is the number one financial resolution in 2022

As goals and resolutions come and go, a New Year means a new opportunity to take control of your finances by taking action.

In the recent study, residents were asked to choose their top 3 financial resolutions as the New Year approaches. Setting and sticking to a monthly budget was the most popular response among residents, selected by 39%, followed by paying off 37% credit card debt and limiting spending on non-essential activities, like eating. in the restaurant, which was a priority for 33%.

Budgeting was a higher priority for women in the region than for men, with 44% of women choosing it among their top 3 resolutions, compared to 32% of men. Meanwhile, paying off credit card debt and limiting non-essential spending were higher priorities for men than women (40% vs. 35% and 36% vs. 30%, respectively).

Limited - PFCU - New Years Chart

Philadelphia Federal Credit Union: Vacation Spending and Saving Habits Among Metro Philadelphia Residents, November 2021

3 tips to put your finances on the path to success in 2022

If you’re starting the New Year with a list of resolutions, consider adding these financial tasks:

1. Review and update your annual budget
New year, new budget. By performing an annual review, you can create and / or reassess your overall financial goals. This annual review is different from your more frequent weekly financial checks because you are able to set long-term goals for the next 12 months. If you’ve never set financial goals, just think of them as what you hope to get out of your money each year. These goals can be as simple as paying your bills on time each month, or as complex as creating a savings plan to help you buy your dream home. Your annual budget review should also compare what you hoped to spend, how much you actually spent, and / or if there are any areas of your budget that you can reduce.

You should also use your annual budget audit as an opportunity to assess and allocate your finances for future big events, such as a wedding, home renovations, or if you are planning on expanding your family. January is also the time when many companies begin open registrations for health and dental / optical, 401K, and retirement benefits, which you can choose to participate in.

While financial goals can be different from person to person, no matter what they are, they will hopefully lead to the same result: helping you understand why you are spending your money a certain way.

2. Start the year off right with savings
Now that you’ve reviewed your budget, looked for ways to cut out the things you don’t need, and have a better understanding of your new financial priorities, you can start thinking about a savings plan. By saving early in the year, you are creating a positive habit. Once you start putting money aside, you won’t stop. Here are some helpful tips for starting a savings account / emergency fund:

  1. Calculate a dollar amount or percentage of your income each month that you can afford to put into savings.

  2. Take that amount from your paycheck each month and deposit it straight into your savings account, or put it out of sight but somewhere you’ll remember its location.

  3. Don’t think of these funds as extra money lying around that can be used for anything.

  4. Do not use your savings fund unless it is a real emergency, or for the reason you opened the savings account in the first place.

Starting the year saving will hopefully put you on the right track to securing your finances in 2022.

3. Create a suite of personal finance resources to reference in the blink of an eye
Make sure you have easy access to the financial information that will come in handy when you need it most. You need to have a set of resources that will help you answer all of your personal finance questions quickly and easily. In the Education section From the PFCU website, you can find a wealth of resources to help answer many of your most pressing financial questions, including:

  1. Credit reports and advice to make sure your credit is in the right place and / or how to get there.

  2. The Clarifi Information Library can help you on your journey to a healthy financial life.
  3. Calculators to accurately calculate your taxes, mortgage and real estate loans, investments and retirement, etc.
  4. Webinars that you can attend or watch a recording, which offer in-depth information on a variety of financial topics, such as: saving and planning for your children, managing money and paying school fees.

  5. The Moneyline blog, which has articles that can give you advice on a number of topics including: budgeting for a wedding, paying for college, how not to break the bank on vacation meals and shopping, etc.

These resources can also be physical files that you have printed and stored somewhere to be removed when you need them. It’s a good idea to have them on hand so you can have peace of mind knowing that if a complicated financial question were to arise, you would be able to easily find the answer. PFCU also offers additional resources and information to its members, and will work with them to achieve their financial goals. For more information, visit pfcu.com.

By using these tips, we hope that you will establish and maintain good financial habits that will accompany you in all aspects of your life.

To view the full research report, visit the PFCU website.

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Mayor Adams announces additional resources to tackle Omicron surge https://webeclair.com/mayor-adams-announces-additional-resources-to-tackle-omicron-surge/ Thu, 06 Jan 2022 20:29:23 +0000 https://webeclair.com/mayor-adams-announces-additional-resources-to-tackle-omicron-surge/

Adding $ 33 Million to COVID-19 Hospital Loan Fund to Deepen New York City Safety Net Hospitals Pandemic Response Support

$ 111 million investment will immediately increase the staffing needs of the Department of Health and Mental Hygiene and NYC Health + Hospitals, strengthening the front lines of healthcare

New York, New York State

Mayor Eric Adams announced the commitment of nearly $ 145 million in resources to support Safety Net Hospitals and enable NYC Health + Hospitals (H + H) and the Department of Health and Mental Hygiene (DOHMH) to increase numbers and fight the Omicron wave. The city added $ 33 million to the COVID-19 Hospital Loan Fund, for a total of $ 45 million, through a public-private partnership with Goldman Sachs that is accessible to hospitals in the safety net, non-profit facilities. lucrative that typically serve the most vulnerable New Yorkers and fall outside the H + H system. The administration is also spending $ 111 million to increase the staffing needs of the DOHMH and H + H, as part of the administration’s COVID-19 response master plan.

“It is 2022, not 2020, and New Yorkers need to be convinced that we are stepping up the fight against the Omicron push to keep them safe,” said Mayor Eric Adams. “This plan will ensure our frontline health heroes have the resources they need to deal with staff shortages and will continue to provide top-quality care to everyone who walks through their door.” “

“New Yorkers deserve world-class health care, no matter where they seek care. This loan program and additional funding for our municipal agencies will give hospitals in the five boroughs the resources they desperately need, improve the workforce at our city’s health facilities, and ultimately save lives, ”said Deputy Mayor for Health and Social Services Anne Williams-Isom. “We need to support our city’s essential health care partners, especially nonprofit hospitals serving communities of color that suffer from decades of health care disparities. I am proud of the Adams administration for taking bold action during our very first week to fight the Omicron variant and I thank Mayor Adams for his leadership. “

“The additional COVID-19 funding obtained by Mayor Adams will help us further secure the needed staff who will not only help care for New Yorkers during our Omicron push, but also provide relief to our health heroes who are in first line of this pandemic for almost two years ”, declared NYC Health + Hospitals President and CEO Mitchell Katz, MD. “The extraordinary COVID-19 response of our public health system would not have been possible without the continued support and advocacy of our city-wide leaders and partners. “

“As cases and hospitalizations increase, we must do everything possible to strengthen our hospitals and the COVID-19 response now,” said Health Commissioner Dr Dave A Chokshi. “I thank Mayor Adams for his leadership and continued commitment to public health. “

“We are proud to continue to support the city’s efforts in the fight against COVID-19, preparing us for a stronger recovery. This loan program is another way to ensure that New York City’s public health apparatus remains strong during this difficult time, ”said Rachel Loeb, President and CEO, NYCEDC.

“The NYC COVID-19 Hospital Loan Fund was one of our first investments under our One Million Black Women initiative, a $ 10 billion commitment to reduce opportunities for black women over the next decade “, said Margaret Anadu, Global Head of Sustainability and Impact for Goldman Sachs Asset Management. “We are proud to be doubling down on this effort alongside Mayor Adams, as COVID-19 continues to disproportionately impact many black communities served by these safety net hospitals. The Fund’s holistic approach will not only provide the resources for hospitals to hire additional healthcare professionals, but will also support these essential workers by funding the child care services they desperately need.

“We appreciate Mayor Adam’s recognition that we are in this fight together, and that dealing with the increase in every New York neighborhood requires financial support for all hospitals in the safety net,” said LaRay Brown, CEO of One Brooklyn Health.

New York City’s public health and safety net hospitals are in crisis. Nurses and healthcare professionals have been overworked and understaffed for nearly two years on the front lines. Today’s announcement of additional funding is critical to supporting our healthcare workers and providing the care all of our patients need. We congratulate Mayor Adams for securing this vital funding to invest in the city’s staffing needs, support the current healthcare workforce, and help hospitals provide safe care to all New York communities, ”said declared NYSNA Executive Director Pat Kane, IA.

The city-negotiated COVID-19 hospital loan fund provides loans to the needs of safety net hospitals by covering the costs of responding to the pandemic while hospitals seek reimbursements from FEMA and has already funded more than 2,400 Safety Net hospital staff serving over 26,000 patients. The Fund has been established and will be operated by NYCEDC.

Resources totaling $ 111 million for DOHMH and H + H will alleviate staffing requirements to increase temporary staff, including nurses, providers and other clinical teams. This will facilitate staffing needs throughout the healthcare system, especially in intensive care units, medical surgery units, emergency rooms and skilled nursing facilities.



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Humanitarian billionaire Sudha Reddy applauds frontline workers as she stars in Bangalore Times Fashion Week grand finale show https://webeclair.com/humanitarian-billionaire-sudha-reddy-applauds-frontline-workers-as-she-stars-in-bangalore-times-fashion-week-grand-finale-show/ Wed, 05 Jan 2022 06:10:00 +0000 https://webeclair.com/humanitarian-billionaire-sudha-reddy-applauds-frontline-workers-as-she-stars-in-bangalore-times-fashion-week-grand-finale-show/

Billionaire philanthropist Sudha Reddy is always seen championing causes of socio-economic well-being that empower the underprivileged when she’s not busy making big strides in corporate circles.

On the occasion of the 6th edition of the Bangalore Times Fashion Week organized at the JW Marriott, she became the muse of the ace of Indian fashion designer Neeta Lulla and spared no effort to unite her innate passion for philanthropy with its fashion commitments.

The business mogul looked incredibly gorgeous and graceful as she stepped up the ramp in a tailored outfit that required over 200 hours of intricate craftsmanship.

Supporting the event’s theme of conscious fashion, she also ensured that the final show spotlighted frontline workers with female police officers from the Bengaluru Police Force, viz. K. Rajeshwari, Shivarathna S, MCKavitha and Kavitha GM, who joined her on the ramp for the final arc, a unique initiative first adopted at a fashion event. It was indeed an inspiring moment to see each of these champions greeted with great positivity and pride as they received a standing ovation from the seated audience as they were congratulated and applauded.

Sudha Reddy says: “I am very happy to have creatively aligned with one of my favorite fashion inspirations, Neeta Lulla, someone who champions strong and independent women through her work. The collection speaks the language of pure romance but also celebrates the power of a woman. . A woman can be anything – a housewife, an entrepreneur, and also a balanced mix of the two. I am very happy to represent the current generation of women who are fearless yet feminine and who can run a house, go to work and follow their passions without flinching. I am honored to have had the opportunity to inject meaning into something as mainstream as fashion and to celebrate the efforts of frontline warriors who have been nothing short of heroes during the pandemic. “

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Widely appreciated for her compassionate and pleasant disposition, she recently partnered with the Gramya Resource Center for Women and Kisan Mitra to help rehabilitate farm families who lost their lives by suicide due to financial burdens, poor harvests and bad debts. She also hosted a jubilation night for cancer patients at the Sparsh Hospice Facility and also donated an Operation Theater (OT) complex to Durgabai Deshmukh Hospital.

Hailed as one of India Inc’s most notable benefactors, Sudha Reddy offers the inclusive microcosm of billionaires. Shifting from “check philanthropy” to “hands-on philanthropy,” the Sudha Reddy Foundation works for the causes of affordable health care and accessible education. She runs the Megha Group Of Industries and was the only Indian woman to be nominated for the Global Gift Empowerment Of Women Award. With a commitment and a vision to continually commit to her personal fortune, she presented grants to two charities viz. ‘Action Against Hunger and Fight Hunger Foundation’ and ‘Breast Cancer Research Foundation’ in Paris in the presence of Elizabeth Hurley. She was the only celebrity of Indian and Hyderabad descent to be invited to the iconic Met Gala ball this year.

Disclaimer: Content produced by PNN

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Blog: How To Save Money This Winter If You Live In A Food Desert (1/2/22) https://webeclair.com/blog-how-to-save-money-this-winter-if-you-live-in-a-food-desert-1-2-22/ Mon, 03 Jan 2022 05:53:38 +0000 https://webeclair.com/blog-how-to-save-money-this-winter-if-you-live-in-a-food-desert-1-2-22/

If you live in one of Missouri’s 100 food deserts, shopping for groceries can be difficult. But there are ways to bring home fresh food without breaking the bank.

A food desert is a neighborhood or county with no local option for fresh, affordable groceries. The Missouri House Bill 1411, a measure to improve access to food, defines food deserts as areas where you must travel at least one mile to get to a grocery store in a city or 10 miles in rural areas. .

Coupled with off-season produce and rising inflation, these barriers can keep you from filling your cart with healthy, affordable foods.

The biggest sign you’re overspending on groceries

Living in a food desert automatically means you pay more to put food on the table, so this is something you will need to plan on every visit to the store.

But there is a sign that you are paying too much a lot on the food, even by desert standards.

Emptying your savings account to cover your groceries is a financial misstep. This money should be set aside for emergency expenses, so that you have cash if anything happens between the paychecks.

Without emergency funds, you are vulnerable to any unexpected expense until you manage to top up your account.

If you are faced with an emergency before replenishing your savings, you can find personal loans online in Missouri that could help you. Go online to learn more about these options, including installment loans and lines of credit. A little research can help you decide if they are the right option for your emergency.

But even the best personal loan in Missouri charges interest, which you’ll have to add to the cost of your loan. Savings, on the other hand, cost nothing, making it the ideal approach to emergencies.

How to find nutritious food on a budget

If you live in a food desert, all of the usual money-saving tips, like buying in bulk, stocking up on canned goods, and using coupons, might not be enough. To make serious savings on your next bill, you’ll want to embrace these changes to how and where you shop.

Join a community-supported agricultural harvest sharing

Look for a Missouri-based Community Supported Agriculture (CSA) partnership that connects local farmers with consumers. It is a subscription that allows you to collect fresh produce from local farms.

Benefits of the WIC Farmers’ Market Nutrition Program (FMNP)

If you are a pregnant or recent mother, you may be able to receive FMNP benefits. This government program provides coupons or electronic benefits to low-income women so that you can purchase fresh produce from licensed farmers.

Establish a community garden

A community garden is a big business that promises huge rewards in fresh fruits and vegetables. Not sure how to get started? Check out the University of Missouri’s guide to gardens here before exploring the Missouri government toolkit here.

Find a food cooperative

A food cooperative is a grocery store owned and operated by the people who shop on its shelves. Typically, food cooperatives partner with local businesses and farmers to provide better quality food at lower prices. Some food co-ops also offer nutrition and cooking classes to help you make healthier food choices.

Final result

A balanced budget and a diet are not mutually exclusive ideas. But you have to be smart and look for alternatives to the usual grocery store to achieve both in a food desert.

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DVIDS – News – One day a civilian, the next a naval commander https://webeclair.com/dvids-news-one-day-a-civilian-the-next-a-naval-commander/ Sat, 01 Jan 2022 02:21:00 +0000 https://webeclair.com/dvids-news-one-day-a-civilian-the-next-a-naval-commander/

Navy medical officer recruiters primarily focus their attention on young graduates seeking greater financial stability in the private sector. These new physicians seek to be inspired or inspire others and seek to make a global impact through their skills. The Navy can serve these dreamers with deployments to exotic locations traveling on ships like the hospital ship USNS Mercy (T-AH 19) or caring for Sailors and Marines and their families.

There are also those peculiar doctors known as “unicorns”, for recruiters as they are rare and hard to find. They are doctors who have spent their lives perfecting their profession and still want to bring their skills to the military.

Dr Joseph D. Ciacci, MD, is such a “unicorn” that Navy Medicine is delighted to welcome.

Certified neurosurgeon and UC San Diego School of Medicine (UCSD) professor in the Department of Surgery, Ciacci educates medical students, residents, and fellows in the school’s neurosurgery residency program. He specializes in Neurologic Oncology of the Spine and Brain, while working at a Level 1 Trauma Center, UCSD Medical Center and Jacobs Medical Center at UCSD Health, and is also involved in the care of our Veterans. as head of neurosurgery in the Veterans Administration. (VA) San Diego Health System in La Jolla, California.

“The Navy is recruiting highly trained medical professionals who will use their essential skills to provide high quality medical care to service members, their families and, when called upon, humanity at large,” said the Navy. Lieutenant Cmdr. All Brenes, Southwestern Senior Medical Recruiter for the Navy Talent Acquisition Group (NTAG). “However, Navy recruiters are looking for a few top sub-specialties, such as general surgery, intensive care, orthopedic surgery and of course neurosurgery.”

Recruiting is not innate to many Sailors, which is why all recruiters begin their careers with the Navy Recruiting Guidance Unit located at Naval Air Station Pensacola, Fla. Recruiters rely on many things in their lives to accomplish the mission, but sometimes it can be who you know that could be the critical factor in finding a Sailor to meet Navy requirements.

“Lt. Thomas Britt, physician recruiter in Los Angeles (Los Angeles, NTAG Pacific) contacted me regarding a neurosurgeon who is over the age of 54 and who wanted to join and serve,” said Lt. Jude Rosario, MSC, NTAG Southwest, Talent Acquisition Manager at Naval Officer Recruiting Station Lake Forest, Calif. “Apparently Dr. Ciacci contacted LA first because he didn’t know which recruiting district he was in and Britt considered contacting me as we had been friends since the start of our careers.”

“Beyond Dr Ciacci being a well-established physician, I first wanted to know why he wanted to put on the uniform, especially because he was so accomplished and educated, essentially ‘the godfather of neurosurgery.’ “said Rosario. “When he told me he was currently working at the San Diego VA looking after veterans and wanted to continue caring for the military on a larger scale, as well as training future surgeons to be leaders, I knew he was the kind of leader I wanted to bring into the navy.

Besides being able to see the world, the Navy offers a variety of incentives for medical professionals, such as enrollment bonuses, loan repayments, GI Bill for members or their dependents, home loans VA, annual bonuses based on a specific specialty, among others. . But it was none of those incentives that prompted Ciacci to add the Navy to his career. Being from New York, he felt the need to serve because of the events of September 11, 2001.

“It hit me like it hit everyone. I mean, it’s been 20 years, but it’s like it was yesterday, ”Ciacci said. “It touched so many people and I think of all the heroes who rushed to the Towers to try to save people and give their lives. All the families that have been affected.

“I feel like I don’t want to forget and that no one can forget it,” Ciacci said. “I think my commitment to serve is to honor the families of all who have passed before and to ensure that we continue to remember and hopefully inspire this service mentality and this hero mentality in terms of rushing into danger to save others. “

For Ciacci, being named a naval officer on the anniversary of 9/11 honors the heroes who risked their lives that day and every day for the past 20 years. With the in-service date set, he wanted a place to make as much sense as the date, so the mention of the USS Midway museum flight deck seemed to fit perfectly.

Deputy Commander, Navy Recruiting Command / Deputy Commander, Naval Education and Training Command Force Development Rear Adm. Robert Nowakowski heard of Dr. Ciacci’s upcoming commissioning ceremony to become Commander of the Navy (O-5) in the Marine Reserve Medical Corps and wanted to volunteer his time to administer the oath of office.

“I knew this would be a great opportunity to promote the Naval Reserve medic programs,” Nowakowski said. “I found out that he was also a graduate of Northwestern University, and I thought ‘Small World’ and I knew we would have a lot to say.”

After 13 months of paperwork and collecting all the necessary documents, a white shirt became one with epaulettes and he was given a new hat with an officer crest to proudly cover his head. Dr. Ciacci assumed the new title of Cmdr. Joseph Caicci, MD, Navy Reserve Medical Corps and assigned to Navy Reserve Navy Medicine Readiness and Training Command San Diego.

“As a recruiter of Navy medical officers, I hope that Dr. Ciacci can and will provide us with a bridge to allow us to communicate with his peers about the needs of the Navy,” said Rosario. “It would be great to have his help recruiting general surgeons and orthopedic surgeons to serve in the reserve alongside him.”

Regardless of the number of people Cmdr. Ciacci helps recruiting or helps in the operating room, 9/11 and those who ran into danger are in his heart and in his head.

“It’s sort of a 20 year story for all of us who have been touched by it. I don’t really know anyone who hasn’t been affected, ”Ciacci said. “It started with the attack on the Twin Towers, then the Pentagon. In 20 years, so many brave men, women and civilians have made this ultimate sacrifice in trying to save others and keep people safe. These last 13 soldiers who were lost at the airport in Kabul (Afghanistan). The Marines, a soldier, a member of the Marine Corps were really there to do the same thing, which is to save people from danger. They took the job and made the ultimate sacrifice. We absolutely cannot not forget it. I hope I can devote my service to their memories and their families.

Renamed in December 2020, NTAG Southwest covers 210,000 square miles covering Arizona, Nevada and Southern California. Based at Naval Base Point Loma, NTAG Southwest has three Talent Acquisition Integration Centers (TAOC Fleet City, TAOC Surf City and TAOC Paradise City) operating 43 Navy recruiting stations and Officer recruiting stations. navy in the tri-state area and employs more than 300 recruiters. , support staff and civilians.

For more information on NTAG Southwest, visit www.dvidshub.net/unit/NRD-SanDiego or https://www.cnrc.navy.mil/pages-nrd/sandiego/default.html. You can also follow the order on Facebook (www.facebook.com/ntagsw), Twitter (@NRD_SanDiego) and Instagram (@ntagsw).

For more information on the opportunities the Navy has to offer medical professionals, visit www.navy.com

Date taken: 09.11.2021
Date posted: 12/31.2021 9:21 PM
Story ID: 412120
Site: SAN DIEGO, California, United States
Hometown: NEW YORK, NY, United States

Web Views: 18
Downloads: 0

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Holiday Bowl dropped as virus problems hit UCLA ahead of kick-off https://webeclair.com/holiday-bowl-dropped-as-virus-problems-hit-ucla-ahead-of-kick-off/ Tue, 28 Dec 2021 21:01:47 +0000 https://webeclair.com/holiday-bowl-dropped-as-virus-problems-hit-ucla-ahead-of-kick-off/ SAN DIEGO (AP) – The Holiday Bowl became the fifth college football game of the playoffs to be called off when UCLA was forced to retire hours before kickoff on Tuesday due to COVID concerns- 19 with the team.

The Bruins were scheduled to face the No. 18 North Carolina state at Petco Park, home of the San Diego Padres.

An increase in COVID-19 cases across the country has disrupted a second consecutive bowl season.

The Hawaii, Military, Fenway and Arizona bowls have already been called off due to virus outbreaks leaving teams without enough players available. Bowls Sun and Gator had to scramble to find replacement teams for their games.


The state of North Carolina is the fifth team in the Atlantic Coast Conference to have their bowl disturbed by the virus.

Miami, Virginia and Boston College have all had to withdraw from their games. Wake Forest is slated to play in the Gator Bowl, but will face Rutgers instead of Texas A&M as originally planned.

NC State sporting director Boo Coorigan called it “an incredibly frustrating result for our players and staff who worked so hard to put themselves in position for a 10th win. The timing of the announcement nearby the kick-off was very disappointing “.

He said NC State had been in contact with many teams about playing a game, but did not specify when or where it might be.


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One Woman from Sterling Bank Partners with QSE Foundation to Empower Women https://webeclair.com/one-woman-from-sterling-bank-partners-with-qse-foundation-to-empower-women/ Mon, 27 Dec 2021 06:39:21 +0000 https://webeclair.com/one-woman-from-sterling-bank-partners-with-qse-foundation-to-empower-women/

Sterling Bank Plc, through its One Woman proposal, worked with the QSE Foundation to empower women in the Ikate Elegushi community of Lekki in Lagos State by providing them with credit facilities.

The Women’s Empowerment Program, which is a focal point for One Woman at Sterling Bank, will enable women to expand their existing businesses while positioning Sterling Bank Plc as a gender-focused organization.

Speaking at the presentation ceremony, Mr. Gbenga Adegoke, Group Head, Products and Proposal with Sterling Bank, said the empowerment program is an integral part of the bank’s partnership with the QSE Foundation, founded by Olori (Queen) Sekinat Aramid Elegushi.

He revealed that the bank’s One Woman Proposition recently partnered with the QSE Foundation to organize a free breast cancer awareness for women in the Ikate community as part of the activities marking World Cancer Day, which took place. occurred recently.

Also speaking, One Woman Proposition head Ms. Ifunanya Ugboko said it was important to ensure that women-owned businesses thrive and lift many women out of poverty.

She also mentioned that the women’s empowerment program would take place in different phases. She explained that they analyzed each recipient and structured the loans according to their needs and abilities, adding that those with large businesses received up to N300,000 and above.

In partnership with OneWoman, the EveryNanny team was present at the Women’s Empowerment Program. Ms Adaobi Ugha, Director of EveryNanny, said that although EveryNanny was established to help households / parents provide stress-free parenting and domestic support, it has provided employment opportunities to over 2,000 women in Lagos and across Nigeria over the past two years. Indeed, Every Nanny has evolved beyond providing nanny services to providing other services like home tutor, elder care, cooks, housekeepers, etc. on its platform. Overall, Every Nanny has empowered women financially / economically while providing domestic care support for households.

Olori Sekinat Aramide Elegushi, who recently celebrated her 45th birthday, expressed gratitude to Sterling Bank for partnering with her foundation and helping her fulfill a long-standing desire to support some of the women who run businesses. existing with microcredits in their community.

The One Woman proposal was designed to identify and deliver tailor-made solutions for the Nigerian woman, this solution covers a range of different value-added offerings to meet the financial, business and personal needs of women, to foster support by providing women’s platforms to support other women. ensure that women live fulfilling lives.

Some of these offerings include creating market access for women-owned businesses, Sterling Maternal Medical Finance (SMMF), available to women for specific medical treatments like fibroids; personalized debit cards with a bold feminine touch that would give cardholders access to select discounted partner outlets across the country; discounts on lending rates on all existing retail lending products such as personal loans, asset acquisition loans, MSME loans for women, Every Nanny solutions and capacity building for women.

Others are Womenpreneurship, which includes internship opportunities and job shadowing programs for young women with free or discounted MSME academy access. Free annual checkups for women throughout the week of International Women’s Day at select Sterling Bank branches are also being offered as part of the Timely Proposal.

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