Loans For Women – Web Eclair http://webeclair.com/ Fri, 14 Jan 2022 23:11:13 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://webeclair.com/wp-content/uploads/2021/05/web-eclair-icon-150x150.png Loans For Women – Web Eclair http://webeclair.com/ 32 32 Networking group provides opportunities for women in the male-dominated CRE industry https://webeclair.com/networking-group-provides-opportunities-for-women-in-the-male-dominated-cre-industry/ Fri, 14 Jan 2022 23:11:13 +0000 https://webeclair.com/networking-group-provides-opportunities-for-women-in-the-male-dominated-cre-industry/

Bbefore forming the West Michigan chapter of the Commercial Real Estate Women‘s Network (CREW), its founding members realized that most of their business leads came from networking with other women.

“We’ve had mostly good experiences (working in commercial real estate), but we were always left out of the conversation,” said Alison Dekok, CREW West Michigan board chair and head of global accounts at Haworth Inc. “Commercial real estate is a male-dominated industry.”

Alison Dekok and Doris Drain
COURTESY PICTURES

Women make up just 36.7% of the commercial real estate sector, a percentage that “hasn’t changed much in the last 15 years”, according to a 2020 benchmarking study by the CREW Network, which surveyed nearly 3,000 industry professionals.

The fixed salary gap between women and men in 2020 remained wide at 10.2%, with a commission and bonus gap of 55.9%, according to the study.

Dekok said networking is essential for women working in commercial real estate.

“You need to tap into the expertise of this collective body of women and learn from their experiences and find opportunities for mentorship,” she said.

Having a network of other women in a range of industry positions has been a beneficial tool for CREW Network members to advance their careers and get advice, especially during the pandemic, Dekok said. In his role at Haworth, Dekok works with various global accounts and navigates complex real estate strategies and purchase agreements.

“CREW really opened up this network to me globally,” Dekok said. “A few years ago I used one of my connections through CREW and was led to a great opportunity that otherwise wouldn’t have existed.”

The West Michigan CREW Chapter has 44 members and celebrated its third anniversary in November 2021. The Chapter is part of a global organization that focuses on bringing women of different professions together in the commercial real estate industry. The global organization was founded in 1989 and has approximately 12,000 members across all of its chapters.

West Michigan CREW Board Vice Chair Doris Drain has been contacted by people because of her involvement with the organization. Drain is the Vice President of Commercial Loans at Grand Rapids Township United Bank of Michigan, where she has worked for 33 years.

“Even for a seasoned veteran like me, it’s always been a great opportunity to meet new people and learn about different roles in the industry,” Drain said. “It was fun to be on the pitch and help grow the organization.”

The CREW Network also has a foundation that annually awards 30 college scholarships to women pursuing careers in commercial real estate. Locally, officials from the organization have been doing outreach at local colleges and universities, Dekok said.

“We’re trying to break down barriers for women,” Drain said. “Part of that is creating awareness that these are great careers for women to pursue. More and more women are being encouraged to pursue careers in STEM, and that’s also what our foundation aims to do: to let young women working towards their degrees know that they have support and that it’s a viable career. . »

Throughout the pandemic, CREW management has been working to help members adapt to different ways of doing business through educational virtual events, Drain said.

“The pandemic has definitely had an impact on the group, and we’ve all had challenges in different ways,” Dekok said. “We saw a lot of colleagues lose their jobs, but many of them were able to connect and find new opportunities through the group.”

DEI focus

In addition to being male-dominated, the commercial real estate industry is also predominantly white. Of 2,930 industry professionals surveyed by CREW’s global network in early 2020, only 13% of respondents identified as Black, Indigenous or People of Color (BIPOC). In the study, only 16% said that at least 25% of employees in their workplace are BIPOC.

The average fixed base salary in commercial real estate in 2020 was $112,290 for men and $100,802 for women, according to the benchmark 2020 CREW study. That 10.2% pay gap is widening for black, Asian, and Hispanic/Latin women: white women earned 90 cents for every dollar earned by men, black women earned 85 cents, Asian women earned 86 cents, and Hispanic/Latin women earned 80 cents.

The CREW Network has made a “tremendous effort” to welcome members from diverse backgrounds and industries into commercial real estate, Drain said.

“We need each other, we learn from each other and we all need to be part of it,” Drain said.

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Ottawa extends CEBA loan repayment deadline by one year https://webeclair.com/ottawa-extends-ceba-loan-repayment-deadline-by-one-year/ Wed, 12 Jan 2022 20:46:12 +0000 https://webeclair.com/ottawa-extends-ceba-loan-repayment-deadline-by-one-year/

The extension had been a key demand from business groups, as many small businesses in hard-hit sectors feared they would not be able to repay loans on time.CHRISTINNE MUSCHI/Reuters

The federal government is giving small businesses an extra year to repay their loans from the Canada Emergency Business Account, one of the most widely used business supports during the pandemic.

Prime Minister Justin Trudeau said at a press conference Wednesday that businesses now have until Dec. 31, 2023 to repay loans without accruing interest and to qualify for partial loan forgiveness. The previous repayment deadline was December 31, 2022, to avail these loan benefits.

The CEBA program was announced in April 2020 to provide $40,000 emergency loans to eligible small businesses, of which $10,000 is repayable if repaid on time. The limit was later increased to $60,000 and the forgivable portion was adjusted to $20,000. Nearly 900,000 businesses have received loans, with a total value of more than $49 billion.

In a press release, the government said that all loans not repaid by the new deadline of December 31, 2023 will be converted into two-year term loans with 5% interest from January 1, 2024. The loans will be fully due by December 31, 2025.

“Extending it to 2023 will give businesses that flexibility to manage their cash flow,” said Small Business and Economic Development Minister Mary Ng, who was also at the announcement.

The extension had been a key demand from business groups, as many small businesses in hard-hit sectors feared they would not be able to repay loans on time.

Dan Kelly, president of the Canadian Federation of Independent Business, said the announcement was good news. CFIB also lobbied the government to cancel a greater share of CEBA loans and provide more credit through the program.

“It will be a critical relief for business owners who were really stressed about this,” Kelly said.

Alla Drigola Birk, director of small business policy for the Canadian Chamber of Commerce, said government supports are still needed in many sectors as the pandemic drags on into a third year.

“We need to be lucid about the impacts of this ongoing fifth wave and the very real threat of a third consecutive tourist season being lost,” Ms Drigola Birk said.

The Chamber of Commerce and CFIB are asking the government to extend the repayment deadline by one year, until December 31, 2024.

The Tourism Industry Association of Canada and Restaurants Canada also welcomed the extension.

Export Development Canada, the crown corporation that administers the CEBA program on behalf of the federal government, declined to tell The Globe and Mail in December how many companies had already repaid the loan, but suggested that very few would do so until as the deadline approaches.

The extension of the deadline will also apply to loans made through the Regional Relief and Recovery Fund, which was a program similar to CEBA administered by Canada’s regional development agencies.

A recent report from the Auditor General of Canada said the Regional Relief and Recovery Fund has largely met its goals of supporting hard-hit businesses.

The audit also said the government expected that between 25% and 42% of loans made through the Regional Relief and Recovery Fund would never be repaid. The program had a total budget of over $2 billion.

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Seattle coding boot camp is changing lives and growing thanks to $ 10 million grant from Melinda French Gates – KIRO 7 news Seattle https://webeclair.com/seattle-coding-boot-camp-is-changing-lives-and-growing-thanks-to-10-million-grant-from-melinda-french-gates-kiro-7-news-seattle/ Tue, 11 Jan 2022 01:11:00 +0000 https://webeclair.com/seattle-coding-boot-camp-is-changing-lives-and-growing-thanks-to-10-million-grant-from-melinda-french-gates-kiro-7-news-seattle/

A growing computer coding academy in Seattle aims to transform the tech industry by training various software engineers. And in the process, it transforms the lives of students as well.

Haben Foto was just one of them just a few years ago.

Foto grew up in Eritrea, living in big tents as his parents fought for Eritrean independence from Ethiopia.

“We have to hide from war planes that would bombard the camps,” she said. “Education was at the forefront of what they fought for, education and health.”

When she was nine, they moved to the capital, Asmara.

“At that point, were you exposed to the idea of ​​coding and technology? KIRO 7 reporter Linzi Sheldon asked.

“Oh my God no !” said Foto, laughing. “No, I think the first time I saw a computer was in high school in the late 90s.”

Foto studied English literature and education, encouraged by his mother.

“She always pushed me to be— [she told me that] you have to go to the only university we had, ”she said. “I’ve always had that in my head. That I must be somebody.

This prompted her and her husband to come to the United States for higher education and opportunities. Then she heard about a computer coding boot camp.

“I heard about Ada from a friend who worked with me at the Red Cross,” she said.

Ada Developers Academy started in Seattle in 2013 to encourage more women in the tech industry. This year, dozens of students will sit in in-person and virtual classrooms and take six months of classes followed by an additional five-month internship. But it’s not that easy to get into it.

“It’s pretty rigorous, the application process,” Sheldon said.

“Oh yes!” Photo okay.

“They ask a lot of you,” said Sheldon.

“Once, if you go all the way, then it’s like half the battle is won,” Foto said.

“Just to get in!” Sheldon said.

“Just to get in,” Foto said, “because a lot of people want it.”

It took several years, two kids, and a few beginner coding lessons from a friend on Facebook for Foto to finally study and apply.

“I did it the first time – and yes! Foto said laughing.

“Our admission percentages hover between 15% and 20%, so it’s quite competitive to get in, which only meets the need and really the reason for our growth,” said Lauren Sato, CEO of Ada Developers Academy.

Sato explains that the tuition is free and funded by many local partners, including big names like Amazon, Microsoft, and Google. Students can get zero rate loans for their living expenses.

“We’re looking for people who really need this opportunity, who don’t necessarily have the means to go back to school,” Sato said. “We prioritize serving the Black, Native, Latin, Native Alaskan and Pacific Islander communities because we know these are the most underrepresented groups in tech… and now we truly are women. and a broad genre. So anyone who doesn’t identify as cis[gender] men can apply to Ada.

They’re tackling a big problem: According to the National Center for Women & Information Technology and the US Bureau of Labor Statistics, only 25% of tech jobs are held by women. Of this group, 7% are Asian women, 3% are black women, and 2% are Hispanic women.

Sato says Ada creates a sustainable community where students learn to learn new skills quickly, speak out against injustices in the workplace, and stand up for themselves.

“The average entering salary for an Ada student is around $ 45,000 and the average salary, the starting salary when he graduates is around $ 117,000,” Sato said. “So they’re seeing a really dramatic increase, which then might cause them not to negotiate as hard because it’s such a drastic change from where they came from.”

In July, the academy caught the eye of Melinda French Gates and her investment firm, Pivotal Ventures. He gave them $ 10 million. With this funding, they are expanding to Atlanta this year; Washington, DC, in 2023; and three more markets after that.

To be sure, however, the academy is not easy.

“I remember the first week being… exhausted beyond measure,” Foto said.

She remembers suffering from impostor syndrome and the academy offering childcare services when the pandemic resulted in prolonged school closures.

It was all worth it, she said. All the support, she said, meant the world. Foto got an internship at Microsoft and started working there as a software engineer last February.

“Are you proud of yourself?” Sheldon asked.

“I do!” she said. “So much!”

She said she felt proud of the financial stability she can provide for her family, the future she can plan for, and what she can do for others.

“I come from a community where you help your people a lot,” she said, “and now I can do it.”

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From 40% tickets to government jobs to women, Congress made promises in UP elections https://webeclair.com/from-40-tickets-to-government-jobs-to-women-congress-made-promises-in-up-elections/ Sun, 09 Jan 2022 07:34:55 +0000 https://webeclair.com/from-40-tickets-to-government-jobs-to-women-congress-made-promises-in-up-elections/

Lucknow: All political parties opened a box of promises to win elections in Uttar Pradesh, the country’s largest state. As great promises are made by the opposition, the ruling BJP presents the people with the report on the fulfillment of their old promises and the future agenda. Right before the elections, the Yogi government hit each category through two supplementary budgets. Read what election promises Congress has made so far? Congress, 34 years in power in Uttar Pradesh, made many election promises this time around. Priyanka Gandhi leads the Uttar Pradesh elections. He tried to win over the voters this time.

Congress election promises: –
1. 40% of tickets will be given to women this time around in the election.
2. 20 lakh candidates from the state will be offered employment. There will be 8 lakh women.
3. Women will have priority in MGNREGA.
4. 40% of women will be appointed to government positions.
5. 10 Residential Sports Academy for Women, Evening School for Girls will be open.
6. Women will benefit from free bus service throughout the state.
7. Inexpensive loans to women, shelters will be built in 25 towns for working women.
8. 10,000 ASHA worker fees, 4% support group loan and 50% ration shops will be managed by women.
9. Girls enrolled for graduation will go crazy.
10. Women will receive 3 bottles of gas for free each year.
11. A DF will be made for each girl born in the family.
12. 25% of women in the police force will be given jobs.
13. Smartphones will be given to students.

Corona wreaks havoc on Assembly polls, heightened hardship for election officials and candidates

Corona Raises India Concern, Prime Minister Modi Calls Crucial Meeting Tonight

Big announcement from the Election Commission, ban on these things

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Traders urge caution on business loan rule https://webeclair.com/traders-urge-caution-on-business-loan-rule/ Fri, 07 Jan 2022 16:12:02 +0000 https://webeclair.com/traders-urge-caution-on-business-loan-rule/
Source: Shutterstock

CUNA and NAFCU have called on a federal regulator to exempt small lenders and give others more time to comply with a new data collection rule designed to strengthen enforcement of fair lending laws.

The CFPB is developing the rule under the direction of Congress, and the groups filed their comments on the last day of a three-month comment period.

Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amended the Equal Credit Opportunity Act to require financial institutions to submit data to the CFPB on credit claims. credit for women, minorities and small businesses.

The data would describe the credit applied for, demographic information about the small business credit applicant, and key elements of the price of credit offered.

The CFPB said the goal was twofold: to facilitate the enforcement of equitable lending laws and to enable communities, government entities and creditors to identify the needs of women, minorities and small businesses.

And CFPB was tasked with creating regulations to make this work.

In a joint three-page letter to CFPB on Thursday, NAFCU President / CEO Dan Berger and CUNA President / CEO Jim Nussle stressed their agreement with the goal of the rule to promote fair loans.

“That said, it remains important for the bureau to ‘get it right’, and there is a general concern that the complexity and significant costs of the proposed rule will disproportionately burden credit unions in a way that will ultimately lead to to fewer and less favorable outcomes for all small commercial borrowers, ”they wrote.

Nussle and Berger highlighted three changes they would like to see in the proposed rule:

1. Reduce the number of small lenders who must comply by setting the reporting threshold to those who complete at least 500 covered credit transactions in each of the previous two years. The CFPB currently recommends a threshold of 25 loans per year.

2. Refine the definition of small business. CUNA and NAFCU have proposed setting the cap for small businesses to those generating $ 1 million or less in annual revenue; the CFPB is currently proposing a cap of $ 5 million. “Defining an artificially high annual income would not only unnecessarily increase the cost of borrowing for small businesses, but make it more difficult for small business stakeholders to draw statistically significant conclusions about the health and financial needs of true small businesses,” said declared the groups.

3. Extend the time frame for lenders to comply. NAFCU and CUNA have requested that compliance be required no earlier than three years after the bureau adopts a data collection rule. They said the bureau’s proposed 18-month schedule “would be aggressive even for the largest and most technologically savvy credit unions.”

“The vast majority of credit unions potentially eligible for coverage by financial institutions under the proposed rule will be forced to wait for one or more IT vendors to update, redeploy, and cross-test software and tools. Section 1071 compliant small business loan, ”they said. .

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New for 2022: New year brings 55 new laws to Nevada https://webeclair.com/new-for-2022-new-year-brings-55-new-laws-to-nevada/ Wed, 05 Jan 2022 15:23:43 +0000 https://webeclair.com/new-for-2022-new-year-brings-55-new-laws-to-nevada/

The Legislative Assembly on Saturday, May 22, 2021. Photo: David Calvert / The Nevada Independent


A total of 55 new laws came into effect on Jan. 1, including the next step in Nevada’s attempt to create a Medicaid-style public health insurance option for all residents.

Major changes to state election laws and women’s health issues, among others, have also
highlight the list of 55 laws.

Assembly Bill 118 requires rear-facing car seats and booster seats. The law states that children must stay rear-facing in their car seat until they are at least 2 years old.

In addition, children must ride in a booster seat or car seat with a harness until they are at least 6 years old or 57 inches tall.


Nevada law previously required that child passengers under the age of 6 weighing 60 pounds or less be secured in a child restraint system. The new law changes this requirement with the new specification of height, rather than weight.

Senate Bill 420 is designed to advance 2019 legislation ordering a feasibility study of creating a “public option” that would provide all Nevadans with health insurance at least comparable to Medicaid through Silver State Health. Existing Insurance Exchange.

Insurance coverage could be purchased directly by individuals and by small employers.


SB420 instructs the head of health and social services, the head of the trade and insurance commissioner to design and establish the “public option” plan. The 2023 legislature will need to deal with the thorny details of the plan, including how to pay for it.


Several election laws are on the new list for 2022, including AB126, recreating the presidential preference primary for major Nevada parties. The primary was eliminated two decades ago in favor of party caucuses favored by the party leadership. Base members have since complained that they don’t have as much say in the outcome of these caucuses.


AB321 makes postal ballots mandatory for all active voters and changes deadlines for early voting, primary elections, general elections, and ballot processing procedures. This measure is joined by SB292, which changes the way vacancies for federal and state legislative positions are handled.


Current law, for example, allows the governor to appoint a replacement US senator. The bill requires that the appointment be from the same party as the former senator. In legislative elections, the candidate would be nominated in a special primary election.


For state legislators, SB292 gives more power to existing legislative leaders, requiring that the replacement come from a slate of candidates prepared by the minority or majority leader of the Assembly or Senate in which the Vacancy. County councils would always make the final choice.


AB166 extends the reporting requirements for individuals, political action committees and parties that spend more than $ 100 for or against a candidate by including the reporting of expenses by SMS. It would also require these organizations to identify the source of the funds spent.


A smaller issue that has won bipartisan support is AB121, allowing voters with disabilities to vote by mail using the electronic system currently available to members of the military and Nevadans traveling overseas.


Some measures concern suicides, in particular among young people. AB181 requires better reporting by health officials of suicide attempts or suicide threats. It also prohibits insurance companies from charging fewer benefits or charging more than they do for medical and surgical coverage.


SB390 is more ambitious, creating a suicide prevention and mental health crisis helpline that people in crisis can access by dialing 9-8-8. Calls would be handled by a help desk to coordinate a response. It encourages the establishment of mobile crisis teams.


The operation would be remunerated by a surcharge on the monthly mobile and fixed telephone charges. Additional funding would come from a fund intended to hold the proceeds of state litigation relating to the manufacture, distribution, marketing and sale of opioids.


Measures to expand coverage for women’s health issues include increasing AB196 requirements to provide breastfeeding mothers with a private space to breastfeed their babies in all Nevada courthouses.


SB190 would allow licensed pharmacists to prescribe hormonal contraceptives – the pill – without a prescription. SB251 would require health insurance policies to cover assessments of women’s susceptibility to breast, ovarian, tubal and related cancers. He would provide them with counseling services if indicated by the assessments and genetic testing if necessary.


SB237 adds LGBTQ people and their businesses to the list of people entitled to receive detailed information and access programs to obtain funding, loans to expand and access to contracts from public entities, including cannabis licenses.


AB42 codifies into law the right of an accused in a domestic battery case to have a jury trial. The Nevada Supreme Court made this decision because a conviction prohibits the accused from owning, possessing or controlling a firearm, a right guaranteed by the Second Amendment to the Constitution. The court ruled unconstitutional the removal of these rights without a jury trial.


SB254 prohibits a college or the National Collegiate Athletics Association from preventing student-athletes from being compensated for the use of their name, image or image
esse. It allows student-athletes to enter into contracts with organizations other than their school or the NCAA.

AB286 aims to eliminate the manufacture, possession or sale of “ghost guns” and the parts that can be purchased online to make unlicensed weapons. It prohibits unfinished frames and receivers without a serial number, and prohibits the possession or transfer of such weapons without a federal serial number. This law is already being challenged in the courts.


AB146 establishes that Nevadans have the right to safe drinking water. It directs the state’s Environmental Commission to develop policies to control and mitigate water pollution in groundwater sources, including controlling contaminants. Licensees would be required to report any spills. In addition, the commission should consider any impact on underserved communities when adopting water quality and effluent limits.


AB304 expands annual training for peace officers on mental health issues to include crisis intervention and de-escalation. Likewise, SB108 requires periodic training for those involved with minors in the juvenile justice system, including implicit bias. It authenticates
orders the Supreme Court to adopt rules for the training of judges and employees of the juvenile justice system.

AB358 orders that incarcerated people not be fired from Medicaid but suspended pending release from prison. It allows incarcerated people to apply for Medicaid six months before their release and orders suspended inmates to be reinstated upon release.


Finally, AB349 tightens the rules for obtaining one of the many “Old Timer” license plates available from the state. Officials say many of these owners get the plates just to avoid passing smog tests on their vehicles. The bill limits the use of these vehicles to 5,000 miles per year.


Go
here for a list of each new law and complete breakdowns.

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To prevail over AAP insurance, Sidhu promises Rs 2k to housewives, 8 bottles of LPG https://webeclair.com/to-prevail-over-aap-insurance-sidhu-promises-rs-2k-to-housewives-8-bottles-of-lpg/ Mon, 03 Jan 2022 17:25:33 +0000 https://webeclair.com/to-prevail-over-aap-insurance-sidhu-promises-rs-2k-to-housewives-8-bottles-of-lpg/ AMID a rush to woo voters ahead of the 2022 State Assembly polls, the Punjab’s congressional leader attempted to secure a lead over PAA leader Arvind Kejriwal as he ‘he would promise 2,000 rupees a month to housewives if his party came back to power. Sidhu also promised eight bottles of free cooking gas to housewives each year.

The head of the State Congress has also provided two-wheelers to girls admitted to colleges to continue their studies, Rs 20,000 to those who pass class 12, Rs 15,000 to those who pass class 10 and Rs 5,000 to those passing grade 5. The pledges included a digital tablet. for girls in class 11, a Scooty EV and a scholarship for students and interest-free loans for girls pursuing graduate / doctoral studies.

He also said there was no registration, stamp duty and court fees for land registered in the name of women.

Sidhu’s promises go beyond assurances before the A Kejriwal survey for women in Punjab.

Interestingly, Sidhu made his announcement on Monday, a day after the party’s campaign committee discussed whether the AAP’s 1,000 rupee pledge was receiving huge traction. During the meeting, Chief Minister Charanjit Singh Channi asked party colleagues for 24 hours to settle the finances.

Channi spent a few hours discussing the issue with Finance Minister Manpreet Singh Badal until midnight Sunday. Before the duo could make a decision, Sidhu went ahead and made the announcement to Bhadaur on Monday.

Sidhu had other gifts reserved for women as part of his Punjab model which he pushed to Bhadaur.

He announced that 33 percent of all employment cards under the Punjab Urban Employment Guarantee Mission would be reserved for women and that all women working as farm laborers on small farms would be paid in the city. part of the MNREGA. In addition, special female commando battalions for the safety of women will be set up in every village and town in Punjab, he promised.

The head of the PPCC said that every woman who wants to start her own home business or in a large-scale industry will get an interest-free and unsecured loan of up to Rs 2-16 lakh, with a separate ease of doing business an government window for women in startups. . He also pledged to create 28 skills development centers for women across the state.

Addressing the rally, Sidhu made the pledges while stressing the need to empower women in the state.

Sidhu’s announcements made the Congressional government dizzy. Cabinet Minister Rana Gurjeet Singh took on the PPCC chief and said he continued to make promises even before the manifesto was announced.

A few wondered how the government would pay not only 24,000 crore rupees as honoraria to women each year, but also for eight cylinders to each household. There are approximately 56 Lakh households in the state. Sidhu announced that the women’s empowerment program would be funded through alcohol taxes.

The head of the campaign committee, Sunil Jakhar, also hit back at Sidhu, saying: “The increase in excise duty collections appears to be the basis of the pledges made by all parties. While that wasn’t as absurd as it sounds, any business model that has to be primarily fueled by the sale of alcohol is not what the Punjab deserves. If ‘chitta’ has been the bane, then alcohol is not an elixir to be propagated! Please don’t lead the young people astray. Hard work, blood, toil, tears and sweat have always been the Punjabi way to progress and prosper, ”Jakhar said in a statement.

Sources told The Indian Express that at Sunday’s campaign committee meeting chaired by its chairman Sunil Kumar Jakhar, leaders discussed that the government’s cheaper power was helping Congress.

Then it was also raised that the promise of Delhi Chief Minister Arvind Kejriwal that every woman in the Punjab would receive 1000 rupees per month if the AAP was elected to office attracted women to the state.

Following this, a few leaders told the CM, which was also part of the meeting, that the government should pay Rs 3,000 at the rate of Rs 1,000 per month to each woman’s account for Channi’s 100-day rule and failure and checkmate AAP.

“It was also discussed that the freebie would cost the state Rs 12,000 crore per year and Rs 3,000 crore would be needed to pay women during three months of Channi’s rule. Some leaders have suggested that the government buy an empty LPG cylinder so that they remember Congress every time they use it. At that, Channi reportedly said he should discuss it with the finance ministry, as there are around 1.20 crore female voters in the state, sources said.

“In addition, it was raised that even if the government made the funds available, the state would not have the data of all women’s accounts. As the campaign committee mulled over the issue, the CM told leaders it would take 24 hours to think it over after collecting contributions from the finance department. Before Channi could announce it, Sidhu went ahead and promised 2,000 rupees a month for the women. He also went so far as to promise eight cylinders for each household in a year, ”a source said.

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New year brings 55 new laws to Nevada https://webeclair.com/new-year-brings-55-new-laws-to-nevada/ Sat, 01 Jan 2022 14:32:02 +0000 https://webeclair.com/new-year-brings-55-new-laws-to-nevada/

The Nevada Legislative Assembly building in Carson City on Tuesday, July 14, 2020.
Photo: David Calvert / The Nevada Independent

A total of 55 new laws will come into effect on Jan. 1, including the next step in Nevada’s attempt to create a Medicaid-style public health insurance option for all residents.
The list also includes major changes to state election laws and women’s health issues, among others.
Assembly Bill 118 requires rear-facing car seats and booster seats. The law states that children must stay rear-facing in their car seat until they are at least 2 years old.
In addition, children must ride in a booster seat or car seat with a harness until they are at least 6 years old or 57 inches tall.
Nevada law previously required that child passengers under the age of 6 weighing 60 pounds or less be secured in a child restraint system. The new law changes this requirement with the new specification of height, rather than weight.
Senate Bill 420 is designed to advance 2019 legislation ordering a feasibility study of creating a “public option” that would provide all Nevadans with health insurance at least comparable to Medicaid through Silver State Health. Existing Insurance Exchange.
Insurance coverage could be purchased directly by individuals and by small employers.
SB420 instructs the head of health and social services, the head of the trade and insurance commissioner to design and establish the “public option” plan.
The 2023 legislature will need to deal with the thorny details of the plan, including how to pay for it.
The list includes several election laws, including AB126 recreating the presidential preference primary for major parties in Nevada.
The primary was eliminated two decades ago in favor of party caucuses favored by the party leadership. Base members have since complained that they don’t have as much say in the outcome of these caucuses.
AB321 makes postal ballots mandatory for all active voters and changes deadlines for early voting, primary elections, general elections, and ballot processing procedures.
This measure is joined by SB292 which changes the way vacancies for federal and state legislative offices are handled. Current law, for example, allows the governor to appoint a replacement US senator. The bill requires that the appointment be made by someone from the same party as the former senator. In legislative elections, the candidate would be nominated in a special primary election.
For state legislators, SB292 gives more power to existing legislative leaders, requiring that the replacement come from a slate of candidates prepared by the minority or majority leader of the Assembly or Senate in which the Vacancy. County councils would always make the final choice.
AB166 extends the reporting requirements for individuals, political action committees and parties that spend more than $ 100 for or against a candidate by including the reporting of expenses by SMS. It would also require these organizations to identify the source of the funds spent.
A smaller issue that has won bipartisan support is AB121, allowing voters with disabilities to vote by mail using the electronic system currently available to members of the military and Nevadans traveling overseas.
Some measures concern suicides, in particular among young people. AB181 requires better reporting by health officials of suicide attempts or suicide threats. It prohibits insurance companies from charging fewer benefits or charging more than they do for medical and surgical coverage.
SB390 is more ambitious, creating a suicide prevention and mental health crisis helpline that people in crisis can access by dialing 9-8-8. Calls would be handled by a help desk to coordinate a response. It encourages the establishment of mobile crisis teams.
The operation would be remunerated by a surcharge on the monthly mobile and fixed telephone charges. Additional funding would come from a fund intended to hold the proceeds of state litigation relating to the manufacture, distribution, marketing and sale of opioids.
Measures to expand coverage for women’s health issues include increasing AB196 requirements to provide breastfeeding mothers with a private space to breastfeed their babies in all Nevada courthouses.
SB190 would allow licensed pharmacists to prescribe hormonal contraceptives – the pill – without a prescription.
SB251 would require health insurance policies to cover assessments of women’s susceptibility to breast, ovarian, tubal and related cancers. He would provide them with counseling services if indicated by the assessments and genetic testing if necessary.
SB237 adds LGBTQ people and their businesses to the list of people entitled to receive detailed information and access programs to obtain funding, loans to expand and access to contracts from public entities, including cannabis licenses.
AB42 codifies into law the right of an accused in a domestic battery case to have a jury trial. The Nevada Supreme Court made this decision because a conviction prohibits the accused from owning, possessing or controlling a firearm, a right guaranteed by the Second Amendment to the Constitution. The court ruled unconstitutional the removal of these rights without a jury trial.
SB254 prohibits a college or the National Collegiate Athletics Association from preventing student-athletes from being compensated for the use of their name, image or likeness. It allows student-athletes to enter into contracts with organizations other than their school or the NCAA.
AB286 aims to eliminate the manufacture, possession or sale of “ghost guns” and the parts that can be purchased online to make unlicensed weapons. It prohibits unfinished frames and receivers without a serial number, and prohibits the possession or transfer of such weapons without a federal serial number. This law is already being challenged in the courts.
AB146 establishes that Nevadans have the right to clean drinking water. It directs the state’s Environmental Commission to develop policies to control and mitigate water pollution in groundwater sources, including controlling contaminants. Licensees would be required to report any spills.
In addition, the commission should consider any impact on underserved communities when adopting water quality and effluent limits.
AB304 expands annual training for peace officers on mental health issues to include crisis intervention and de-escalation.
Likewise, SB108 requires periodic training for those involved with minors in the juvenile justice system, including implicit bias. It authorizes the Supreme Court to adopt rules for the training of judges and employees of the juvenile justice system.
AB358 orders that incarcerated people not be fired from Medicaid but suspended pending release from prison. It allows incarcerated people to apply for Medicaid six months before their release and orders suspended inmates to be reinstated upon release.
Finally, AB349 tightens the rules for obtaining one of the many “Old Timer” license plates available from the state. Officials say many of these owners get the plates just to avoid passing smog tests on their vehicles. The bill limits the use of these vehicles to 5,000 miles per year.

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Women’s group will use grant money to help small businesses in need https://webeclair.com/womens-group-will-use-grant-money-to-help-small-businesses-in-need/ Fri, 31 Dec 2021 03:59:06 +0000 https://webeclair.com/womens-group-will-use-grant-money-to-help-small-businesses-in-need/

Women’s Economic Ventures will receive $ 105,000 in funding to help small businesses that have been negatively affected by the pandemic.

The grant, awarded by Wells Fargo’s Open for Business Fund and the National Association for Latino Community Asset Builders, will help increase access to capital for small businesses in low and moderate income communities, especially those owned by women. and minorities in Santa Barbara and Ventura counties.

WEV was selected as one of 15 nonprofit lenders across the country with a proven track record in providing small business lending and development services to low-income populations who have traditionally had difficulty accessing in the capial.

NALCAB, a certified community development finance institution, is the hub of a national network of over 140 member organizations that are institutions anchored in geographically and ethnically diverse Latinx communities in 40 states; Washington DC; and Puerto Rico. Its mission is to strengthen the economy by advancing economic mobility in Latinx communities. About 70% or more of the people served by the NALCAB network are Latinx, 20% are Black, and over 40% are immigrants.

The Open for Business Fund was established in 2020 to provide capital and expertise to businesses hardest hit by the pandemic. Wells Fargo is donating approximately $ 420 million in gross processing fees for its participation in the first round of PPP and has already helped some 148,000 small businesses maintain approximately 253,000 jobs nationwide through September 30 2021. The Open for Business Fund will continue to award grants to nonprofits serving small businesses until the end of 2021.

Women’s Economic Ventures is dedicated to creating a just and fair society through the economic empowerment of women. The Business Resource Network is for anyone looking to start a business, grow a local business, or improve their business skills.

WEV offers small business training, consulting services, financial education programs, and small business loans in Santa Barbara and Ventura counties. Although WEV focuses on women, it welcomes people of all gender identities. Courses, programs and business loans are offered in English and Spanish.

For more information, visit wevonline.org.

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HSBC Completes First Insurance-Backed Receivable Financing Transaction in Bangladesh https://webeclair.com/hsbc-completes-first-insurance-backed-receivable-financing-transaction-in-bangladesh/ Wed, 29 Dec 2021 14:27:17 +0000 https://webeclair.com/hsbc-completes-first-insurance-backed-receivable-financing-transaction-in-bangladesh/

Hongkong and Shanghai Banking Corporation Limited (HSBC) in Bangladesh recently completed the country’s first insurance-backed receivables financing transaction for MBM Garments Ltd.

The proposal was rolled out in accordance with HSBC’s debt financing model and local regulations, whereby the customer gets an early payment on their deferred term exports from HSBC Bangladesh, according to a press release.

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It also comes with a tailor-made insurance solution to cover and manage the risk of non-payment of buyers through HSBC’s business partners, he said.

Wasim Rahman, Managing Director of MBM Garments Ltd, said: “We are extremely pleased to partner with HSBC on this first transaction as part of the proposal which will help us secure not only non-recourse early financing, but also hedging. the risk of default. by an insurance company. “

This opened up another avenue in our quest for innovative financing solutions, he added.

Mr Mahbub ur Rahman, CEO of HSBC Bangladesh, said that as the leading commercial bank in Bangladesh, HSBC continues to offer innovative solutions to clients dealing with cross-border trade.

“Our global network and our ability to provide risk measurement solutions will enable our clients to expand their international market,” he said.

Kevin Green, Country Head of Wholesale Banking, said that as the world’s leading commercial bank, HSBC is uniquely positioned to connect buyers and suppliers globally by leveraging its international network and offerings. structured products.

“HSBC is proud to partner with MBM Garments Ltd on the first insurance-backed debt financing transaction in Bangladesh. I would like to take this opportunity to thank the Bangladesh Bank for providing the necessary political support to enable such transactions which can help Bangladeshi exporters to better manage liquidity and risk.

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